Insight & analysis

Putting Solvency II into perspective for small and mid-size insurers - April 2009
Smaller national and regional insurers are typically among the best capitalised across Europe. Yet, even in a business climate which increasingly appears preoccupied with financial measures of health, Solvency II requires such companies to have a concerted plan of action up to implementation. Rather than regarding Solvency II as a regulatory burden, EMB believes the Directive offers great opportunities to those smaller firms willing to embrace them.  More

Looking beyond capital ratios to ORSA requirements of Solvency II - April 2009
The ORSA (Own Risk Solvency Assessment) requirements of the Directive pose a far greater challenge to insurers than the minimum and solvency capital requirements.More 

Travelers use financial modelling to successfully comply to regulation - April 2009
Case study looking into how Travelers used financial modelling and EMB Igloo™ for regulatory compliance and ERM. More

Making the most of Solvency II
Guidance document aimed at helping you with the planning for and implementation of Solvency II. More

EMB helps RSA transform group strategy using ERM and financial modelling
Working with EMB, RSA has used ERM, supported by financial models, to help transform the management of the group. This has improved performance in all areas and significantly strengthened its financial position. More 

Action plans for Senior Management
The UK Financial Services Authority (FSA) has unveiled its important latest advisory paper on Solvency II. By publishing its detailed Discussion Paper ‘Insurance Risk Management: The Path to Solvency II’, it’s clear the FSA is very focused on driving the UK insurance industry to meet the forthcoming Solvency II requirements. Click here to read EMB’s analysis of this paper. Click here to read the FSA Paper.